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Checking Accounts

Premium Checking Accounts | Poppy Bank

Premium Checking Accounts

Experience banking excellence with Poppy Bank’s comprehensive checking solutions

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Choose Your Perfect Account

Poppy Student

For Qualifying Students

  • APY: No interest earned
  • Minimum Balance Required: $50
  • Monthly Service Fee: Waived
  • Paper Statement Fee**: Waived
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Poppy Select

Essential Banking

  • APY: No interest earned
  • Minimum Balance Required: $500
  • Monthly Service Fee: $10**
  • Paper Statement Fee**: $5***
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Poppy Reserve

Enhanced Features

  • APY: 0.25%*
  • Minimum Balance Required: $10,000
  • Monthly Service Fee: $20**
  • Paper Statement Fee**: $5***
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Poppy Legacy

Executive Benefits

  • APY: 0.50%*
  • Minimum Balance Required: $25,000
  • Monthly Service Fee: $50**
  • Paper Statement Fee**: $5***
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Poppy Elite

Ultimate Prestige

  • APY: 1.00%*
  • Minimum Balance Required: $50,000
  • Monthly Service Fee: $50**
  • Paper Statement Fee**: $5***
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All Checking Accounts Include

Online Banking & Transfers

Bill Payment and Zelle

Access to 40,000+ ATMs

*Interest is compounded daily and credited to the account monthly. The daily balance method is used to calculate interest on the account. This method applies a daily periodic rate to the principal in the account each day. Interest begins to accrue on the business day when non-cash items are deposited (e.g. checks). The minimum balance requirement must be maintained in the account each day to obtain the disclosed annual percentage yield, as interest is only earned on days when the minimum balance requirement is met. If the account is closed before interest is credited, accrued interest will be paid to the account holder. The annual percentage yield is variable and may change at any time.

**Waived when you maintain the minimum balance required.

***Waived if you opt in for Electronic Statements

Compare Our Checking Account Products

Feature Poppy Select Poppy Reserve Poppy Legacy Poppy Elite Poppy Student
Minimum Balance Required $500 $10,000 $25,000 $50,000 $50
Annual Percentage Yield* N/A 0.25% 0.50% 1.00% N/A
Monthly Service Fee** $10* $20* $50* $50* Waived
Paper Statement Fee*** $5** $5** $5** $5** Waived
Online Banking & Transfers
Bill Payment & Zelle
40,000+ ATMs

Included Features at No Cost

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Online Banking

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Online Transfers

💳

Bill Payment

📱

Zelle

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40,000+ ATMs

Why Choose Poppy Bank?

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Prestige Banking

Experience premium banking services with personalized attention and exclusive benefits tailored to your financial goals.

💰

Competitive Rates

Earn up to 1.00% APY on your checking account with our Elite tier – among the highest rates available.

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Secure & Trusted

Your deposits are FDIC insured and protected by state-of-the-art security measures and encryption.

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Digital Excellence

Manage your accounts seamlessly with our mobile app and online banking platform.

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