Premium Checking Accounts
Experience banking excellence with Poppy Bank’s comprehensive checking solutions
Explore AccountsChoose Your Perfect Account
Poppy Student
For Qualifying Students
- APY: No interest earned
- Minimum Balance Required: $50
- Monthly Service Fee: Waived
- Paper Statement Fee**: Waived
Poppy Select
Essential Banking
- APY: No interest earned
- Minimum Balance Required: $500
- Monthly Service Fee: $10**
- Paper Statement Fee**: $5***
Poppy Reserve
Enhanced Features
- APY: 0.25%*
- Minimum Balance Required: $10,000
- Monthly Service Fee: $20**
- Paper Statement Fee**: $5***
Poppy Legacy
Executive Benefits
- APY: 0.50%*
- Minimum Balance Required: $25,000
- Monthly Service Fee: $50**
- Paper Statement Fee**: $5***
Poppy Elite
Ultimate Prestige
- APY: 1.00%*
- Minimum Balance Required: $50,000
- Monthly Service Fee: $50**
- Paper Statement Fee**: $5***
All Checking Accounts Include
Online Banking & Transfers
Bill Payment and Zelle
Access to 40,000+ ATMs
*Interest is compounded daily and credited to the account monthly. The daily balance method is used to calculate interest on the account. This method applies a daily periodic rate to the principal in the account each day. Interest begins to accrue on the business day when non-cash items are deposited (e.g. checks). The minimum balance requirement must be maintained in the account each day to obtain the disclosed annual percentage yield, as interest is only earned on days when the minimum balance requirement is met. If the account is closed before interest is credited, accrued interest will be paid to the account holder. The annual percentage yield is variable and may change at any time.
**Waived when you maintain the minimum balance required.
***Waived if you opt in for Electronic Statements
Compare Our Checking Account Products
| Feature | Poppy Select | Poppy Reserve | Poppy Legacy | Poppy Elite | Poppy Student |
|---|---|---|---|---|---|
| Minimum Balance Required | $500 | $10,000 | $25,000 | $50,000 | $50 |
| Annual Percentage Yield* | N/A | 0.25% | 0.50% | 1.00% | N/A |
| Monthly Service Fee** | $10* | $20* | $50* | $50* | Waived |
| Paper Statement Fee*** | $5** | $5** | $5** | $5** | Waived |
| Online Banking & Transfers | ✓ | ✓ | ✓ | ✓ | ✓ |
| Bill Payment & Zelle | ✓ | ✓ | ✓ | ✓ | ✓ |
| 40,000+ ATMs | ✓ | ✓ | ✓ | ✓ | ✓ |
Included Features at No Cost
Online Banking
Online Transfers
Bill Payment
Zelle
40,000+ ATMs
Why Choose Poppy Bank?
Prestige Banking
Experience premium banking services with personalized attention and exclusive benefits tailored to your financial goals.
Competitive Rates
Earn up to 1.00% APY on your checking account with our Elite tier – among the highest rates available.
Secure & Trusted
Your deposits are FDIC insured and protected by state-of-the-art security measures and encryption.
Digital Excellence
Manage your accounts seamlessly with our mobile app and online banking platform.
