FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Premium Checking Accounts
Experience banking excellence with Poppy Bank’s comprehensive checking solutions
Explore AccountsChoose Your Perfect Account
Poppy Student
For Qualifying Students
- No interest earned
- Minimum Balance: $50
- Monthly service fee: Waived
- Paper statement fee: Waived
- Online banking & transfers
- Bill payment & Zelle
- Access to 40,000+ ATMs
Poppy Select
Essential Banking
- No interest earned
- Minimum Balance: $500
- Monthly service fee: $10*
- Paper statement fee: $5*
- Online banking & transfers
- Bill payment & Zelle
- Access to 40,000+ ATMs
*Waived when you maintain a minimum balance of $500
Poppy Reserve
Enhanced Features
- APY: 0.25%
- Minimum Balance: $10,000
- Monthly service fee: $20*
- Paper statement fee: $5*
- Online banking & transfers
- Bill payment & Zelle
- Access to 40,000+ ATMs
*Waived when you maintain a minimum balance of $10,000
Poppy Legacy
Executive Benefits
- APY: 0.50%
- Minimum Balance: $25,000
- Monthly service fee: $50*
- Paper statement fee: $5*
- Online banking & transfers
- Bill payment & Zelle
- Access to 40,000+ ATMs
*Waived when you maintain a minimum balance of $25,000
Poppy Elite
Ultimate Prestige
- APY: 1.00%
- Minimum Balance: $50,000
- Monthly service fee: $50*
- Paper statement fee: $5*
- Online banking & transfers
- Bill payment & Zelle
- Access to 40,000+ ATMs
*Waived when you maintain a minimum balance of $50,000
Compare Our Checking Account Products
| Feature | California Poppy | Poppy Premier | Poppy Executive | Poppy Diamond | My First | Student |
|---|---|---|---|---|---|---|
| Minimum Balance | $500 | $10,000 | $25,000 | $50,000 | $25 | $50 |
| Annual Percentage Yield | N/A | 0.25% | 0.50% | 1.00% | N/A | N/A |
| Monthly Service Fee | $10* | $20* | $40* | $50* | Waived | Waived |
| Paper Statement Fee | $5* | $5* | $5* | $5* | Waived | Waived |
| Online Banking | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ |
| Bill Payment & Zelle | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ |
| 40,000+ ATMs | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ |
*Monthly service fee waived with minimum balance or direct deposit. Paper statement fee waived with electronic statements.
Included Features at No Cost
Online Banking
Online Transfers
Bill Payment
Zelle
40,000+ ATMs
Why Choose Poppy Bank?
Prestige Banking
Experience premium banking services with personalized attention and exclusive benefits tailored to your financial goals.
Competitive Rates
Earn up to 1.00% APY on your checking account with our Diamond tier – among the highest rates available.
Secure & Trusted
Your deposits are FDIC insured and protected by state-of-the-art security measures and encryption.
Digital Excellence
Manage your accounts seamlessly with our award-winning mobile app and online banking platform.
