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Poppy Blooms Youth Savings Account

Poppy Blooms Youth Savings Account | Poppy Bank
FOR CHILDREN UNDER THE AGE OF 18 YEARS OLD

Poppy Blooms Youth Savings Account

Give your child the gift of financial confidence. Start their savings journey with a $25 bonus from Poppy Bank!

4.00% APY*

Plant The Seed, Watch Wealth Bloom.

Poppy Blooms Youth Savings Account

$25 Bonus

We’ll add $25 to your child’s account to kickstart their savings journey. Because every big dream starts with that first step.

  • 4.00% APY* to help savings grow faster
  • $0 minimum balance – start with any amount
  • $0 monthly fees – every penny counts
  • Benefits continue after age 18 – smooth transition to adulthood
  • Available for children under 18 years old
  • Parent/guardian oversight and access
  • Online and mobile banking for easy monitoring
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* The promotional Annual Percentage Yield (APY) is accurate as of November 1st, 2025. Rate may change after the account is opened. Refer to the Terms and Conditions of Your Account and the Personal Schedule of Fees and Charges disclosure for additional details pertaining to your account. Fees and withdraws of principal or interest could reduce earnings. Member FDIC and Equal Housing Lender.

$25 Bonus: The $25 bonus will be deposited by Poppy Bank into the Poppy Blooms Youth Savings Account upon account opening.

Account Requirements: Available for individuals under 18 years of age. Parent or legal guardian must be a joint account holder. Account holder retains all benefits after reaching age 18. No minimum balance required to open or maintain account. No monthly maintenance fees.

More Than Just a Savings Account

We believe financial education starts early. The Poppy Blooms Youth Savings Account is designed to teach children the value of saving, the power of compound interest, and the confidence that comes from achieving their goals.

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Goal Setting

Help your child set and track savings goals – whether it’s a new bike, college fund, or their first car. Make saving fun and purposeful.

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Financial Education

Access age-appropriate resources that teach kids about money management, compound interest, and smart financial habits that last a lifetime.

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Watch It Grow

With 4.00% APY, your child can see their money grow over time. It’s a powerful lesson in the magic of compound interest.

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Smooth Transition

Benefits don’t disappear at 18. We’ve designed this account to grow with your child, creating a seamless path to adult banking.

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Family Banking

Parents maintain oversight while teaching independence. Set up alerts, monitor activity, and guide your child’s financial journey together.

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Build Confidence

Every deposit is a win. Every goal achieved builds confidence. We’re not just growing savings – we’re growing capable, confident young adults.

Frequently Asked Questions

Who can open a Poppy Blooms Youth Savings Account?
Any child under the age of 18 can have a Poppy Blooms Youth Savings Account opened in their name. A parent or legal guardian must be a joint account holder and will have full access to manage the account.
What happens when my child turns 18?
Great news! Your child keeps all the benefits of their Poppy Blooms Youth Savings Account account even after turning 18. We’ve designed this account to grow with them, providing a seamless transition to adult banking without losing their competitive rate or account benefits.
How does the $25 bonus work?
When you open a Poppy Blooms Youth Savings Account, we’ll immediately add $25 to the account. This bonus is our way of celebrating your child’s first step toward financial independence.
Is there a minimum balance requirement?
There is no minimum balance requirement. We believe every child should have access to quality banking, regardless of how much they can save. There’s no minimum balance to open or maintain the account, and we charge zero monthly fees.
Can my child access the account online?
We offer online and mobile banking so you and your child can monitor the account together. Parents maintain full oversight while teaching children how to responsibly manage their money in today’s digital world.
How is this different from a regular savings account?
Poppy Blooms Youth Savings Account is specifically designed for young savers. It combines competitive rates with features that teach financial responsibility. Plus, the benefits continue after your child turns 18 – there’s no need to switch accounts or lose benefits.

Ready to Plant the Seeds of Financial Success?

Join hundreds of families who are teaching their children the power of saving

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